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Financing Options

Financeit Financing

At Skyra Heating & Cooling, we understand that new heating and cooling systems are a significant investment. That's why we offer tailored financing through Financeit — designed to help you make your home comfortable today, while paying over time.

Get Free Estimate
604-603-1800

How Financeit Works

  • Apply in minutes using any device and get approved fast
  • Loans available for qualified customers
  • Customize your payment schedule: monthly, bi-weekly, or weekly
  • Deferred payments or interest-free periods for up to 3, 6, or 12 months on qualifying purchases
  • Pay off your loan at any time without penalties — no early payout fees

Financeit Rates and Offers

Based on your credit profile and project size:

  • Interest rates typically range from 6.99% to 14.99% APR, depending on the product and credit approval
  • For larger HVAC projects (e.g., heat pump installations), terms can extend up to 240 months (20 years) to keep monthly payments manageable
  • Transparent pricing: Financeit does not charge retroactive interest, and contract terms are straightforward

Why Finance It?

Using Financeit lets you:

  • Install high-efficiency equipment immediately, often paired with rebates from Fortis BC, CleanBC, and BC Hydro
  • Avoid a large upfront cost with manageable monthly payments
  • Upgrade earlier (which also means enjoying energy savings sooner)

Things to Know

  • The lowest rates and terms (e.g., interest-free promos) often require good-credit approval
  • Deferred-payment offers may come with specific terms, make sure to ask before signing
  • Cash rebates can be applied afterward, so keep copies of your invoices and receipts
  • Important Information About Financing Options

• Financing programs may come with promotional offers such as reduced interest rates or deferred payment periods

• Not all financing plans will have promotions, and availability may vary based on the program and provider

• Interest rates, terms, and conditions are subject to change

• Promotions may be time-sensitive or limited by eligibility requirements

• The information listed on this website may not always reflect the most current promotions or rates

Contact Us for the Latest Financing Details

Because financing rates and promotions can change, we encourage you to contact Skyra Heating & Cooling directly for the most accurate and up-to-date information. Our team will review your project needs, explain the available financing options, and help you choose the plan that works best for your budget.

Ready to Get Started?

Contact us today to learn more about Vault Pay financing and get your free estimate.

Book Free Estimate
604-603-1800